The Partners for Rural Transformation is a national coalition of organizations committed to serving rural communities in persistent poverty. Collectively, we serve the vast majority of people living in persistently impoverished places, the majority of which are rural, with a significant presence in the Mississippi Delta, Appalachia, Indian Country, the Black Belt, and communities along the U.S. / Mexico Border. Together, we have records of accomplishment spanning decades. In the last 10 years alone, we have deployed over $2 billion reaching millions of people who reside in persistent poverty communities. The Partners for Rural Transformation submits this comment in hopes of strengthening the Community Reinvestment Act (CRA).